Senior financial analyst salary
Which European country is it hardest to get fired/laid off?
2023.06.03 16:15 PfftKhaganate Which European country is it hardest to get fired/laid off?
Since it is so easy to fire America workers, there have big a huge amount of lay offs in big tech in the states. However, even in countries with some protections such as UK and Switzerland, they have been laying off workers there although on a smaller scale. However, in some EU countries such as Germany and France, it hasn't really affected them (or at least they will be the last workers to be laid off) because of the strong employee protections. In fact, I heard that big tech is offering EU workers 2 years of their salary if some the Senior people leave. So I wonder, which country where it would be the most difficult to be fired? This would be a great place to settle if you have enough experience and get a comfy salary and just live life. Also, I wonder if it is common for senior workers or management to transfer to the European office in FAANG or other american companies just for these employee benefits (but I got a funny feeling that it would be the other way round since US pays more and has more "exciting" projects)
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submitted by PfftKhaganate to cscareerquestionsEU [link] [comments]
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2023.06.03 16:13 NoCommute New remote job at BetterUp
BetterUp is hiring a Senior Analyst, Customer Success & Transformation
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submitted by NoCommute to NoCommute [link] [comments]
NoCommute is a free daily newsletter with just-posted remote jobs. To get hundreds of jobs like this sent to your email 5x a week, subscribe here.
2023.06.03 16:12 omega_cringe69 Data Scientist or Project/Product Manager
I am in a very fortunate position of having to choose between two positions for two different very well known companies. However, I don't which position would be best for me in the long run. A little background. I am a recent grad from grad school where I graduated with my Masters in Chemistry. I am about to move from a lab position, which was soul sucking to one of the two opportunities mentioned in the title.
Assuming everything else comparable (salary, commute, benefits, etc.) Which one of these positions would propell my career further. The data scientist is specialized for monitoring lab equipment and instrumentation data and making decisions on maintenance, new equipment, procedures, etc. While also monitoring the financial needs of the labs. The second position is more of managing a specific product and making decisions on new components, testing, vendors and such.
What do y'all think?
submitted by omega_cringe69 to careeradvice [link] [comments]
Assuming everything else comparable (salary, commute, benefits, etc.) Which one of these positions would propell my career further. The data scientist is specialized for monitoring lab equipment and instrumentation data and making decisions on maintenance, new equipment, procedures, etc. While also monitoring the financial needs of the labs. The second position is more of managing a specific product and making decisions on new components, testing, vendors and such.
What do y'all think?
2023.06.03 16:02 Dangerous-Bag-7327 [HIRING] 12 Jobs in Dallas Hiring Now!
2023.06.03 15:48 SubstantialUse2730 Searching for Fortune in Japan: The Cost of Sacrifice and Heartbreak
Hey PHCareers,
30M, I find myself in a challenging situation and could really use some perspective. 13 months ago, I made the decision to move to Japan in pursuit of a higher income. However, despite being labeled as a Software Engineer assignee, my salary isn't as substantial as I had hoped. To add to my worries, my girlfriend of six years recently ended our relationship, likely due to the strain of the distance between us.
Here's the breakdown of my current financial situation: I earn 75k (63k net) per month, along with a living allowance of approximately 52k pesos, resulting in a total of 115k take home pay. On top of that, I receive free housing and utilities. While this might seem decent, I can't help but feel that it doesn't adequately compensate for the immense energy and sacrifice I put into my job. I will also incur a 1 year bond once I go back to the Philippines so job hopping won't happen for a long time.
I'm turning to you, fellow Redditors, for some advice. If you were in my shoes, what would you have done? And looking ahead, what steps should I take to navigate this uncertain path? Any insights or personal experiences would be greatly appreciated.
Thank you in advance for your support and guidance.
submitted by SubstantialUse2730 to phcareers [link] [comments]
30M, I find myself in a challenging situation and could really use some perspective. 13 months ago, I made the decision to move to Japan in pursuit of a higher income. However, despite being labeled as a Software Engineer assignee, my salary isn't as substantial as I had hoped. To add to my worries, my girlfriend of six years recently ended our relationship, likely due to the strain of the distance between us.
Here's the breakdown of my current financial situation: I earn 75k (63k net) per month, along with a living allowance of approximately 52k pesos, resulting in a total of 115k take home pay. On top of that, I receive free housing and utilities. While this might seem decent, I can't help but feel that it doesn't adequately compensate for the immense energy and sacrifice I put into my job. I will also incur a 1 year bond once I go back to the Philippines so job hopping won't happen for a long time.
I'm turning to you, fellow Redditors, for some advice. If you were in my shoes, what would you have done? And looking ahead, what steps should I take to navigate this uncertain path? Any insights or personal experiences would be greatly appreciated.
Thank you in advance for your support and guidance.
2023.06.03 15:42 24Gameplay_ Property Investment: Diversifying for Financial Security and Growth
I use AI to write this and swot analysis
Hello, I would like to share an investment decision I made. I come from a small town but currently live in a metro city.
When I started searching for a house to purchase, I found that all the apartments with two bedrooms and a hall (2 BHK) were priced at a minimum of 1 crore, excluding additional costs like GST and registration fees(metro city) . The monthly EMI for a 20-year loan would exceed 80,000. This made me reconsider my options.
Instead of buying a flat, I decided to invest in a villa with land in my hometown. The villa, which has a land area of 1200 sq ft, cost me around 30-35 lakh. Additionally, I purchased a plot of land measuring 2000 sq ft at a beautiful hill station (not in my hometown). The monthly EMI for the combined investment would be around 35,000.
Currently, I am residing in a rented apartment in the metro city, which costs me approximately 25,000 per month. Considering all these expenses, my total monthly outflow would be around 60,000 from my salary.
In addition to that, I have the flexibility to move for better opportunities anywhere.
However, there are significant advantages to this investment strategy. By owning both the villa and the land, I have valuable assets that provide security in case of emergencies. Additionally, having these properties contributes to my retirement plans, as I now possess a house of my own. On the other hand, if I were to buy a flat, I wouldn't have any additional properties, and the value of the flat may deprecate.
In light of these factors, do you believe this was a wise decision?
SWOT Analysis
Strengths: 1. Property Ownership: By investing in a villa and a plot of land, you have become a property owner, which provides financial security and potential for future appreciation. 2. Diversification: Owning properties in different locations (your hometown and a hill station) diversifies your investment portfolio, spreading the risk and potential returns. 3. Lower EMI: The monthly EMI for the combined investment is significantly lower compared to purchasing a flat in the metro city, allowing for better financial management.
Weaknesses: 1. Rent Expenses: While you are investing in properties, you are currently incurring rental expenses in the metro city, which reduces your overall savings. 2. Location Considerations: The properties you purchased are in different locations, which may require additional management efforts and could potentially limit rental or resale options in the future. 3. Maintenance Costs: Owning a villa and a plot of land involves ongoing maintenance costs that need to be factored into your financial planning.
Opportunities: 1. Appreciation Potential: Land and villa investments have the potential to appreciate over time, especially considering the increasing demand for real estate in both your hometown and popular hill stations. 2. Rental Income: If you decide to rent out your properties, you can generate additional income, offsetting some of your expenses and potentially increasing your overall returns.
Threats: 1. Economic Factors: Economic fluctuations and market conditions can impact the value and demand for real estate, affecting the potential appreciation of your properties. 2. Regulatory Changes: Changes in government policies and regulations regarding property ownership, taxes, or rent control could impact your investment returns and financial planning.
submitted by 24Gameplay_ to IndiaInvestments [link] [comments]
Hello, I would like to share an investment decision I made. I come from a small town but currently live in a metro city.
When I started searching for a house to purchase, I found that all the apartments with two bedrooms and a hall (2 BHK) were priced at a minimum of 1 crore, excluding additional costs like GST and registration fees(metro city) . The monthly EMI for a 20-year loan would exceed 80,000. This made me reconsider my options.
Instead of buying a flat, I decided to invest in a villa with land in my hometown. The villa, which has a land area of 1200 sq ft, cost me around 30-35 lakh. Additionally, I purchased a plot of land measuring 2000 sq ft at a beautiful hill station (not in my hometown). The monthly EMI for the combined investment would be around 35,000.
Currently, I am residing in a rented apartment in the metro city, which costs me approximately 25,000 per month. Considering all these expenses, my total monthly outflow would be around 60,000 from my salary.
In addition to that, I have the flexibility to move for better opportunities anywhere.
However, there are significant advantages to this investment strategy. By owning both the villa and the land, I have valuable assets that provide security in case of emergencies. Additionally, having these properties contributes to my retirement plans, as I now possess a house of my own. On the other hand, if I were to buy a flat, I wouldn't have any additional properties, and the value of the flat may deprecate.
In light of these factors, do you believe this was a wise decision?
SWOT Analysis
Strengths: 1. Property Ownership: By investing in a villa and a plot of land, you have become a property owner, which provides financial security and potential for future appreciation. 2. Diversification: Owning properties in different locations (your hometown and a hill station) diversifies your investment portfolio, spreading the risk and potential returns. 3. Lower EMI: The monthly EMI for the combined investment is significantly lower compared to purchasing a flat in the metro city, allowing for better financial management.
Weaknesses: 1. Rent Expenses: While you are investing in properties, you are currently incurring rental expenses in the metro city, which reduces your overall savings. 2. Location Considerations: The properties you purchased are in different locations, which may require additional management efforts and could potentially limit rental or resale options in the future. 3. Maintenance Costs: Owning a villa and a plot of land involves ongoing maintenance costs that need to be factored into your financial planning.
Opportunities: 1. Appreciation Potential: Land and villa investments have the potential to appreciate over time, especially considering the increasing demand for real estate in both your hometown and popular hill stations. 2. Rental Income: If you decide to rent out your properties, you can generate additional income, offsetting some of your expenses and potentially increasing your overall returns.
Threats: 1. Economic Factors: Economic fluctuations and market conditions can impact the value and demand for real estate, affecting the potential appreciation of your properties. 2. Regulatory Changes: Changes in government policies and regulations regarding property ownership, taxes, or rent control could impact your investment returns and financial planning.
2023.06.03 15:31 InformalMeat3805 MSISS at TCD vs Economics & Finance and Actuarial & Financial Studies at UCD?
I'm really stuck on deciding between which course I should put as my first choice on CAO, I love maths and love the finance/economics side of business but I'm mainly concerned on which course would be the ultimately most highly regarded course. in general, in terms of salary, career progression, job prospects and opportunities, which one would be seen as the best option and I don't mind doing BAFS either as I think actuaries get paid well but what jobs can I get with MSISS since it's seen as a very good course with different combinations? I would really appreciate anyone who helps me decide by giving their thoughts and opinions on this.
I'm also wondering how would DN200 Science (I would be looking to do Financial Maths if I were to pick this) at UCD or a pure Mathematics degree or a global business degree at Trinity College compare to the other 3 courses that I have in the discussion title in terms of future career prospects and salary?
submitted by InformalMeat3805 to UCD [link] [comments]
I'm also wondering how would DN200 Science (I would be looking to do Financial Maths if I were to pick this) at UCD or a pure Mathematics degree or a global business degree at Trinity College compare to the other 3 courses that I have in the discussion title in terms of future career prospects and salary?
2023.06.03 15:09 seannestor This Week in Toledo 6/3/23
 | submitted by seannestor to toledo [link] [comments] https://preview.redd.it/vqfgv168ys3b1.png?width=780&format=png&auto=webp&s=fe5f891d22cac511f70d30faa8cea6cf5199341b • On Monday, Bitwise Industries - the Fresno, California-based tech training company that has been renovating the former Jefferson Center downtown at 1300 Jefferson Ave. - furloughed its entire staff of 900 employees citing cash flow issues. A $33 million lawsuit has been filed against the company by its financial partners, who cite that they were misled and that contracts were breached. • On Tuesday, Toledo City Council voted 9-3 to approve a $180,000 contract with Louisville-based Cities United to develop a crime-reduction plan. Council members Hobbs, Moline, and Sarantou cast dissenting votes. • Also on Tuesday, City of Toledo Safety Director Brian Byrd announced he will be retiring on September 1. He has worked for the City since 1988. • On Wednesday, ProMedica announced that it plans to close the Goerlich Memory Center and a skilled nursing facility in Sylvania by August 31 as part of ongoing cost-cutting measures related to its dire financial position. The Goerlich Memory Center has been open since 1994. • On Thursday, the Toledo Area Regional Transit Authority (TARTA) launched its TARTA Summer Blast Pass, which allows young people aged 6 through 19 to make use of TARTA services at no cost through August 31. For more information, visit https://tarta.com/blast/ • Also beginning Thursday, ratepayers are likely to see a hike of up to 47% on their electric bills due to rising energy costs influenced by the ongoing war between Russia and Ukraine. For those interested in changing their energy supplier, the Public Utilities Commission of Ohio (PUCO) operates a website comparing all available energy providers at http://www.energychoiceohio.gov/ • The Ohio Department of Transportation has reintroduced plans to expand I-475 between Douglas Road and US-23. Several residents are concerned as the project will involve acquiring and demolishing homes as early as 2026. • The Ohio Controlling Board has earmarked $2,000,000 for cleanup in the Maumee River as well as $750,000 to Unison Behavioral Health Group to purchase a 16-bed residential treatment facility for those with severe and persistent mental illness. • On Saturday (June 3) from 8 a.m. to 1 p.m., the City of Toledo is sponsoring a free disposal day at the Hoffman Road Landfill (3962 Hoffman Rd.) Lucas county residents can drop off bulk solid waste at no cost during this time. For more information, visit https://toledo.oh.gov/landfill • Also on Saturday (June 3) at 10 a.m. in the Old West End, the King Wamba Parade will kick off the 50th Annual Old West End Festival. For more information about the festival and the various events and activities taking place within it, visit http://www.toledooldwestend.com/festival • In further Saturday (June 3) events, from 11 a.m. to 1 p.m. the City of Toledo will host another public meeting at St. Martin de Porres Community Center (1119 Bancroft St.) for stakeholders to plan future development at the Swayne Field Shopping Center at Monroe Street and Detroit Avenue. • The East Toledo Family Center will host a Storybook Festival on Saturday (June 3) from 11 a.m. to 2 p.,. at Waite High School (301 Morrison Dr.). The entirely free event will include activities, raffles, a meet and greet with Spiderman, music, and prizes to promote literacy for children. • The Multicultural Twilight Market will take place on Saturday (June 3) from 6 p.m. to 10 p.m. at the Toledo Farmer's Market (525 Market St.). Shops operated by women, immigrants, and people of color will be present. There is no cost to attend. • Next Wednesday (June 7) at 12 p.m., the Toledo-Lucas County Public Library will launch its free Summer Music Series with a performance by Kerry Patrick Clark & Robbie Clark on the north lawn of the Main Branch Library (325 N. Michigan St.). Concerts will continue every Wednesday at 12 p.m. through August 8. • Also next Wednesday (June 7) from 6 p.m. to 7 p.m., City of Toledo District 1 Councilman John Hobbs will host a public town hall meeting at the Eleanor Kahle Senior Center (1315 Hillcrest Ave.). For more information, call 419-245-1611. • Next Thursday (June 8) from 11:30 a.m. to 1:30 p.m., the 18th annual Lunch at Levis series will kick off at Levis Square Park (St. Clair St. and Madison Ave.) in downtown Toledo with a free concert by Kyle White. Each Thursday through September 21, free music, food trucks, and activities will be present at the park. • You can receive This Week in Toledo via e-mail by subscribing at https://toledo.substack.com/subscribe. You can also receive updates on Facebook by liking the official page at https://www.facebook.com/thisweekintoledo. News sources: The Blade, 13ABC |
2023.06.03 15:01 94539t4gb Am I overspending on insurance?
Hello everyone, I am currently reviewing my insurance coverage, and hope to get feedback from this community on my current and future coverage.
A bit of background for context: My parents had a different view about insurance while I was growing up. They only bought some savings/investments/whole life (I think?), which is really not what I need. Unfortunately, they didn’t get any ISP rider for me. The policies under ‘current coverage’ were all purchased by me when I entered the workforce a few years back.
About me: 29F, salary $11k p.m. (before bonus which ranges from 3 to 6 months). I am single and my only financial obligation is a $960k mortgage - I bought a new launch condo, so the loan repayment has not started and will only fully kick in 3 years later. I am also giving my parents $1k allowance per month.
Current coverage: 1. Whole life for death, CI and ECI with coverage of $225k. Premium is $3.4k p.a. to be paid over the next 10 years. 2. ISP without rider. Premium is fully covered by Medisave.
I am additionally thinking of adding on the following coverage: 1. Term life with $800k death coverage until 75 years old. Premium is $750 p.a. for 5 years, increases to $945 p.a. thereafter. This will also double up as my mortgage insurance and help my parents to pay off my mortgage should anything happen to me. 2. ECI/CI multi-claim with $300k coverage until 65 years old. Premium is $3.9k p.a. for one year, increases to $4.6k p.a. thereafter. 3. ISP with rider: cash portion is $650 p.a.
It seems that the monthly insurance premiums would be around $800 p.m. (before discount) or $725 p.m. (after discount). Both amounts are less than the recommended 10% of my take home pay. Am I on the right track here?
I welcome any feedback from you on what to add/remove/change and whether I am potentially overpaying for the plans.
Many thanks in advance!
submitted by 94539t4gb to singaporefi [link] [comments]
A bit of background for context: My parents had a different view about insurance while I was growing up. They only bought some savings/investments/whole life (I think?), which is really not what I need. Unfortunately, they didn’t get any ISP rider for me. The policies under ‘current coverage’ were all purchased by me when I entered the workforce a few years back.
About me: 29F, salary $11k p.m. (before bonus which ranges from 3 to 6 months). I am single and my only financial obligation is a $960k mortgage - I bought a new launch condo, so the loan repayment has not started and will only fully kick in 3 years later. I am also giving my parents $1k allowance per month.
Current coverage: 1. Whole life for death, CI and ECI with coverage of $225k. Premium is $3.4k p.a. to be paid over the next 10 years. 2. ISP without rider. Premium is fully covered by Medisave.
I am additionally thinking of adding on the following coverage: 1. Term life with $800k death coverage until 75 years old. Premium is $750 p.a. for 5 years, increases to $945 p.a. thereafter. This will also double up as my mortgage insurance and help my parents to pay off my mortgage should anything happen to me. 2. ECI/CI multi-claim with $300k coverage until 65 years old. Premium is $3.9k p.a. for one year, increases to $4.6k p.a. thereafter. 3. ISP with rider: cash portion is $650 p.a.
It seems that the monthly insurance premiums would be around $800 p.m. (before discount) or $725 p.m. (after discount). Both amounts are less than the recommended 10% of my take home pay. Am I on the right track here?
I welcome any feedback from you on what to add/remove/change and whether I am potentially overpaying for the plans.
Many thanks in advance!
2023.06.03 14:45 ProfitLanky950 ??need help(FS)
 | submitted by ProfitLanky950 to Accounting [link] [comments] |
2023.06.03 14:41 xaviershorts This has to be AI right
 | submitted by xaviershorts to LinkedInLunatics [link] [comments] |
2023.06.03 14:40 Cool_Authority12 Can an 81-Year-Old Get Life Insurance?
Life insurance is a financial tool that provides security and peace of mind by offering financial protection to individuals and their loved ones. It ensures that in the event of a policyholder's death, a predetermined sum of money, known as a death benefit, is paid out to the beneficiaries. While life insurance is commonly associated with younger individuals, many seniors seek coverage to safeguard their loved ones and address specific financial needs. This article explores how an 81-year-old can get life insurance and the considerations for securing coverage at an advanced age.
submitted by Cool_Authority12 to u/Cool_Authority12 [link] [comments]
1. Introduction
As the population ages and people live longer, seniors' demand for life insurance has increased. However, obtaining life insurance becomes more challenging as individuals advance in age, mainly due to health risks and mortality statistics. While it may be more difficult for an 81-year-old to secure life insurance than a younger applicant, it is not entirely impossible.2. Understanding Life Insurance
Before delving into the specifics of life insurance for seniors, it is crucial to understand the basics of life insurance. Life insurance typically falls into two main categories: term life insurance and permanent life insurance. Term life insurance provides coverage for a specified period, such as 10, 20, or 30 years, while permanent life insurance offers lifelong coverage. Permanent life insurance can be divided into various types, including whole life insurance and universal life insurance.3. Age and Life Insurance Eligibility
When it comes to life insurance eligibility, age plays a significant role. Insurance companies assess risk based on age, health, and other factors to determine if an applicant is insurable. While each insurance company sets its guidelines, there are general age restrictions for obtaining life insurance.Age Restrictions for Life Insurance
The availability of life insurance decreases as an individual grows older. Many insurance companies have an upper age limit for issuing new policies, ranging between 75 and 85 years old. However, some companies offer coverage beyond these age limits, albeit with stricter requirements and higher premiums.Factors Influencing Eligibility
Apart from age, several factors influence the eligibility of an 81-year-old for life insurance. These factors include the applicant's overall health, medical history, lifestyle choices, and desired coverage amount. Insurance companies may require applicants to undergo medical exams, provide medical records, or answer detailed health-related questionnaires to assess their insurability.4. Life Insurance Options for Seniors
While obtaining life insurance at age 81 may present challenges, there are still viable options for seniors seeking coverage.Term Life Insurance
Term life insurance can be a suitable option for seniors seeking coverage for a specific period, such as to replace lost income during retirement or pay off outstanding debts. However, the availability and length of term policies for seniors may vary among insurance providers.Whole Life Insurance
Whole life insurance provides lifelong coverage and often includes a cash value component that grows over time. This type of policy can appeal to seniors who wish to leave a financial legacy for their loved ones or require coverage for estate planning purposes.Guaranteed Issue Life Insurance
Guaranteed-issue life insurance is designed for individuals who may face challenges obtaining traditional life insurance due to health issues or age. These policies generally do not require medical exams or detailed health questionnaires. While they offer guaranteed acceptance, they may have lower coverage amounts and higher premiums than other life insurance types.5. Benefits of Life Insurance for Seniors
Life insurance can provide several benefits for seniors beyond just financial protection. Let's explore some of these advantages:Financial Protection for Loved Ones
Life insurance ensures that your loved ones are financially protected in the event of your passing. The death benefit can help replace lost income, cover living expenses, pay off debts, or fund education expenses for children or grandchildren.Covering Final Expenses
Funeral and burial costs can be significant, and life insurance can help alleviate the financial burden on your family. It provides a means to cover funeral expenses, medical bills, and other end-of-life costs.Estate Planning
Life insurance can play a crucial role in estate planning. It can provide liquidity to cover estate taxes, settle outstanding debts, or distribute assets more equitably among beneficiaries.6. Challenges and Considerations for Seniors
While life insurance offers numerous benefits, there are specific challenges and considerations for seniors seeking coverage.Higher Premiums
As individuals age, insurance companies perceive a higher mortality risk. Consequently, premiums for life insurance policies tend to be higher for seniors than younger applicants.Health Assessments and Medical Exams
Insurance companies often require senior applicants to undergo health assessments and medical exams or provide detailed medical records to evaluate their insurability accurately. These assessments help determine the applicant's risk profile and impact the premium rates.Limited Coverage Options
Some insurance companies may have limited coverage amounts or policy types available for seniors. Researching and comparing various insurance providers is essential to find options suitable for individual needs.7. How to Secure Life Insurance as an 81-Year-Old
While obtaining life insurance as an 81-year-old can be challenging, it is not impossible. Here are some steps to help secure coverage:Researching Insurance Companies
Research different insurance companies that specialize in providing coverage to seniors. Look for those with favorable ratings, experience in insuring older individuals, and a range of policy options.Comparing Quotes
Obtain quotes from multiple insurance providers to compare premiums, coverage amounts, and policy terms. This comparison will help identify the most cost-effective options.Working with an Independent Agent
Consider working with an independent insurance agent who can offer guidance and access to multiple insurance carriers. An independent agent can assess your needs, navigate the market, and help you find suitable coverage.8. Conclusion
Securing life insurance at age 81 can be challenging but possible. Understanding the available options and working with knowledgeable professionals can increase the likelihood of finding suitable coverage. Life insurance provides financial protection and peace of mind for seniors and their loved ones, ensuring that final expenses are covered, and legacies are preserved.9. FAQs
Can an 81-year-old with pre-existing conditions still get life insurance?
Life insurance options may be available for seniors with pre-existing conditions. Guaranteed-issue life insurance can provide coverage without requiring medical exams or detailed health questionnaires, making it a viable option for individuals with health issues.Are there any age restrictions for guaranteed issue life insurance?
Most insurance companies offering guaranteed issue life insurance have a minimum entry age of 50-85 years old. However, the maximum age for eligibility may vary among providers.How can I find affordable life insurance as a senior?
To find affordable life insurance as a senior, it is crucial to compare quotes from multiple insurance providers, work with an independent agent, and consider policy options that align with your specific needs and budget.Is it possible to convert term life insurance to a permanent policy at age 81?
Converting a term life insurance policy to a permanent policy at age 81 may not be feasible or cost-effective. Reviewing the terms of your existing policy and consulting with an insurance professional to explore your options is essential.Will the payout from a life insurance policy be taxable for my beneficiaries?
In general, life insurance death benefits are not subject to income tax. However, consulting with a tax professional is advisable to understand potential tax implications based on your circumstances.2023.06.03 14:39 certified_chutiyahu Please don't remove it. I don't know where else to post this.
 | So this happened.I went to my school to get my SLC and other documents when this happened. I took my phone out to see the time and when I was putting it back into my pocket, it slipped from my hands and landed on a pointy stone(or something like that). submitted by certified_chutiyahu to JEENEETards [link] [comments] I came home, and my mother was very supportive and told me to go and replace it. She does not work, but she has around 3k rupees saved up. I feel so bad right now. I never thought that I, out of all the people, would be so careless with my phone. a lot of money will be wasted. My father has already a lot of financial burdens. He has to pay my coaching fees, he also needs a surgery on his feet but is already postponing it till his salary has come. Yaar kuch karne ka Mann nhi kar rha, mereko mere bhaiya kehte reh gaye ki tempered glass lagwa lo kisi din, but I kept delaying that day. How the hell would my parents manage all the burden I put on them! I once broke a glass worth 6k and now this! Anyways, Can you guys tell me the exact process after this? I have tried calling on that phone with another one, and it works. I think the only problem is the screen. Can you guys give me a rough idea on how much money will it cost? The phone is "Realme Narzo 30a". Also, how would I know that the display that is being replaced is genuine and authentic? And lastly, I've heard that "ek baar khul chuka phone zyada din nhi chalta hai". To what extent is this true? I mean can I expect this phone to work atleast 2 years more after getting the display replaced? Kahin aisa nhi hoga naa, ki ye 2-4 months mein kharaab ho jaaye? I'm pretty sure I've made a lot of typos and grammatical errors. Please ignore that. I'm not in a right state rn. |
2023.06.03 14:29 WilsonTeresa223 [HIRING] 25 Jobs in marketing Hiring Now!
2023.06.03 14:28 Dangerous-Bag-7327 [HIRING] 10 Jobs in San Diego Hiring Now!
2023.06.03 14:25 Canada-Quebec23 Saturday, June 3rd Jobs Update
Here is your Saturday update of the best job listings for today.
submitted by Canada-Quebec23 to Canada_Quebec_Emplois [link] [comments]
- Bio Pharmaceutical Production Technology Teacher
- Électromécanicien (Fin de semaine) - Electromechanic (Weekend)
- Sales Territory Manager
- Technicien.ne de service
- Financial Analyst I
- Training and Compliance Instructor - First Aid and Safety
- Project Manager -Business Partner
- Conseiller RH Principal
- Associé en inventaire/Inventory Associate
- Superviseur à la récolte / Harvest Supervisor (100% sur site / 100% on site)
2023.06.03 14:14 WilsonTeresa223 [HIRING] 25 Jobs in remote Hiring Now!
2023.06.03 14:14 SchlesingerMindy323 [HIRING] 10 Jobs in San Diego Hiring Now!
2023.06.03 14:13 Top-Total692 [HIRING] 10 Jobs in San Diego Hiring Now!
2023.06.03 14:13 Dangerous-Bag-7327 [HIRING] 10 Jobs in Los Angeles Hiring Now!
2023.06.03 14:12 shiseidored78 Need advice - NSW Government teacher to Catholic School - Will the entitlements be the same?
I have been working in the NSW public sector government schools for close to 15 years. I was raised Catholic but I ended up getting steady work in government schools. It took ages to get permanency but I worked for it, and I have been quite comfortable in my current school for the last 5-6 years. However, there are NO leadership positions for me beyond advising roles. I would like to transition to middle or upper leadership.
This year, I reached out to someone I knew in the Catholic education office for my region and I got an interview at the local Catholic school. They have offered me a permanent position with a variety of opportunities for leadership. However, I am concerned about entitlements, salary conversion and long-term stability. It would mean losing all my leave entitlements (because the NSW government does not pay those out when you leave). I do not want to leave, and I enjoy teaching there but I have to think about my family's future. I really need to be where the opportunities are there. I live in a small community so the opportunities are limited to basically one system over the other.
I wanted to ask if there is anyone who has gone from Government teaching to teaching in Catholic schools? I would like to know if the entitlements are the same and if they found the transition ok, especially financially. My wage should be about the same since our wage is based on accreditation levels with NESA but I worry about losing the leave entitlements I worked so hard to get access to. It would be like starting again but I have to think of my family, especially with the cost of living rising so quickly.
Any advice would be great!
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This year, I reached out to someone I knew in the Catholic education office for my region and I got an interview at the local Catholic school. They have offered me a permanent position with a variety of opportunities for leadership. However, I am concerned about entitlements, salary conversion and long-term stability. It would mean losing all my leave entitlements (because the NSW government does not pay those out when you leave). I do not want to leave, and I enjoy teaching there but I have to think about my family's future. I really need to be where the opportunities are there. I live in a small community so the opportunities are limited to basically one system over the other.
I wanted to ask if there is anyone who has gone from Government teaching to teaching in Catholic schools? I would like to know if the entitlements are the same and if they found the transition ok, especially financially. My wage should be about the same since our wage is based on accreditation levels with NESA but I worry about losing the leave entitlements I worked so hard to get access to. It would be like starting again but I have to think of my family, especially with the cost of living rising so quickly.
Any advice would be great!
2023.06.03 14:09 mobius-crypt The Zacks Analyst Blog Highlights Canadian National Railway, Union Pacific, Norfolk Southern and CSX
Chicago, IL – June 1, 2023 – Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the b/n https://finance.yahoo.com/news/zacks-analyst-blog-highlights-canadian-091700558.html
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